Atal Pension Yojana

Overview: The Atal Pension Yojana (APY) is a government-backed pension scheme for workers in the unorganized sector. It provides a fixed monthly pension ranging from ₹1,000 to ₹5,000 after retirement.

Eligibility:

• Age between 18 and 40 years
• Must have a savings bank account

Benefits:

• Assured monthly pension after 60 years
• Government co-contribution for eligible subscribers

Official Website: Visit APY Portal

Ayushman Bharat Yojana

Overview: Ayushman Bharat provides free health insurance coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Eligibility: Based on Socio-Economic Caste Census (SECC) data.

Coverage: Over 10 crore families, with no limit on family size or age.

Official Website: Visit Ayushman Portal

Sukanya Samriddhi Yojana

Overview: A government-backed savings scheme for the girl child with high interest rates and tax benefits.

Eligibility: Girl child below 10 years of age.

Key Features:

• Interest rate ~8% (subject to revision)
• Tax-free returns under Section 80C

Official Website: Sukanya Portal

PM Jeevan Jyoti Bima Yojana

Overview: A renewable one-year life insurance plan providing coverage of ₹2 lakh for death due to any reason.

Eligibility: Individuals aged 18–50 years with a savings bank account.

Premium: ₹330 per annum.

Official Website: View Details